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How Afterpay works
Afterpay it in 4. Always interest-free.
Split your purchase into 4 instalments
Browse all your favourite places to shop online or in retail stores near you. Afterpay works online or in-store wherever you are used to shopping.
No fees when you pay on time
Choose Afterpay as your checkout payment method when it’s time. Always zero interest, never additional fees when you pay on time.
Enjoy instant approval decision
Instantly create your account and finish the purchase with ease. You’ll know if you’re approved instantly and your order will ship as usual.
How payplan works
Find it. Buy it. Pay over time.
Step 1: Shop Online
Add items to your cart. Choose PayPlan by RBC in the checkout flow of any participating retailer and you could pre-qualify without affecting your credit score2.
Step 2: Choose Your Plan
You’re in control. Pick from a selection of provided payment options that work for you and your budget.
Step 3: Complete Your Purchase
Get your item now and pay over-time in regular instalments.
Any questions? Need any assistance?
RBC Payplan Customer Support
1-844-915-2211
® / ™ Trademark(s) of Royal Bank of Canada. Used under licence. No RBC Bank Account is required for the financing application